921 Indian Trl Harker Heights, TX 76548
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About this home
Welcome to 921 Indian Trail! This gorgeous, completely remodeled home is ready for new owners! Sitting on a large lot, this welcoming home is sure to capture your heart. With an open, airy floor plan, the natural light permeates the living spaces with ease. The large living area features a wood-burning fireplace, large windows, and seamlessly transitions to the kitchen and dining spaces. With a dining space, a breakfast nook, and a breakfast bar, there's plenty of space for family and friends to enjoy a meal. The kitchen has beautiful upgraded counter tops and cabinets for days, so bring all of your kitchen gadgets and baking dishes. The large walk-in pantry allows for storage of all your kitchen staples. The two secondary bedrooms share a full bathroom and both benefit from the outside greenery views. One of the most amazing features of this floorplan is not one, but TWO primary suites, which makes multi-generational living an easy option. Both are separate from the secondary bedrooms, which brings privacy for all occupants. Invite friends over to share stories around the fire pit in the backyard, bask in the Texas summers under the picturesque pergola, and enjoy spending summer days outdoors in a private backyard! This home is the perfect candidate for hosting holidays and doing life with loved ones. Call for more info and let's make this home yours! *Brand new roof in June 2025!*
Source: CENTRALTEXAS #580429
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.