921 N Brand Blvd San Fernando, CA 91340
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About this home
Back on the Market!! Buyers walked as seller has not found a replacement home. A little bit of patience can create an opportunity for your buyers. Charming Spanish-Style Home in the Heart of Historic San Fernando! Welcome to this beautifully updated Spanish-style gem located in the highly desirable city of San Fernando, CA. This move-in-ready residence offers the perfect blend of timeless character and modern upgrades, making it an exceptional opportunity for homeowners and investors alike. As you arrive, youll be greeted by a newer perimeter fence (installed in 2020) offering added privacy and curb appeal, along with ample front parking and a long driveway for multiple vehicles. Major system upgradesincluding the roof, electrical panel, HVAC, and dual-pane energy-efficient windowswere completed in 2020 (per seller), giving you peace of mind and long-term comfort. Step inside to discover a warm and inviting interior featuring plantation shutters, custom designer paint, and elegant laminate wood flooring. The open-concept living room flows seamlessly into the oversized kitchenideal for entertaining family and friends. A bar-top counter creates the perfect transition to the kitchen, which boasts abundant cabinetry, stunning granite countertops, and a large center island with built-in cooktop and overhead exhaust fana true chefs dream! This spacious home features three generously sized bedrooms, including a luxurious primary suite with a fully remodeled en-suite bathroom. Enjoy spa-like touches such as custom glass shower panels, a rainfall showerhead, a large LED mirror, and a dual vanity. Additional highlights include: Detached garage with unpermitted ADU potential (great for guests or rental income) Tankless water heater,Dedicated dining area,Indoor laundry room All this located in a quiet, well-established neighborhood in San Fernandoa unique city with a rich cultural history and small-town charm. Enjoy easy access to major freeways (118, 5, and 210), nearby shopping, local dining, parks, and public transit. San Fernandos walkable downtown, excellent schools, and vibrant community events make it a wonderful place to live, work, and invest. Dont miss this rare opportunity to own a turnkey home in one of the Valleys most cherished cities. Schedule your private tour today!
Source: SANDIEGO #BB25130556
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.