921 S Cellini Ln Pueblo, CO 81007
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About this home
Well-appointed on a serene cul-de-sac in the desirable Acorn & Harmony neighborhood of Pueblo West, this incredible split-level home offers one of the most spacious & open designs you'll find! Vaulted ceilings & dramatic double arches framing the upper-level dining room, make a bold statement while creating a warm, welcoming atmosphere. An impressively scaled living room with soaring ceilings sets the tone, while the open layout flows seamlessly to the kitchen & dining areas above. The kitchen features beautiful bamboo flooring, a breakfast nook with mountain views, a double pantry, abundant cabinet & counter space, & a window above the kitchen sink perfectly positioned to take in the scenic backdrop. The expansive primary suite features a 5-piece bath & large walk-in closet & is tucked away for a private retreat! A half-bath adds guest convenience to this level. The lower-level family/rec room walks out to a covered patio, perfect for entertaining & is adjacent to a hot tub pad ready for relaxation under the stars! Two generously sized bedrooms, a full bathroom, & a dedicated laundry area (washer & dryer included!) complete the home. Situated on a 0.50-acre lot, this home also features a 3-car garage with a service door to the side yard, a storage shed, & an owned solar panel array for added efficiency. All major mechanical systems, including air conditioning, have been updated within the past five years. All this home needs is a new owner...and that should be YOU!
Source: PPMLS #5411232
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.