9224 Lamar St Rowlett, TX 75089
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About this home
Welcome to your dream home where style meets sustainability—complete with energy-efficient solar panels that convey with the property, slashing your energy bills. Step inside to discover a spacious open floor plan enhanced by luxury vinyl plank (LVP) flooring throughout the main level, creating a seamless flow between the living, dining, and kitchen areas—ideal for entertaining or everyday comfort. Natural light pours in through large windows, filling the space with warmth and highlighting the airy interiors. Upstairs, you'll find three oversized bedrooms, each offering generous space for rest and relaxation. The primary suite is a peaceful retreat, complete with an en-suite bathroom open to the walk-in closet and easy access to the laundry room. An expansive game room provides the perfect backdrop for movie nights, gaming marathons, and relaxation. Outside, the low-maintenance backyard invites you to enjoy outdoor gatherings without the hassle of constant upkeep. Beyond the home, enjoy top-tier community amenities like a sparkling swimming pool, dog park, pond, and nearby access to Waterview Golf Course. Ideally situated just off Highway 66 and the George Bush Tollway, commuting is a breeze. Plus, you're minutes from the billion-dollar Sapphire Bay development, bringing world-class lakeside luxury to your doorstep. With Lake Ray Hubbard just steps away, your new lifestyle includes boating, fishing, and unforgettable sunset views. This home is more than just a place to live—it’s a place to thrive.
Source: NTREIS #20967782
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.