9230 Cook St Thornton, CO 80229
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About this home
Welcome to this spacious and inviting home in the desirable Villages North community of Thornton! From the welcoming front porch, step into an open main living area designed for comfort and connection. Real hardwood floors gleam throughout the main level. The bright living room features a cozy fireplace surrounded by built-in shelving and flows seamlessly into the dining area and kitchen. The kitchen is well-equipped with stainless steel appliances and a walk-in pantry area that includes the laundry and direct access to the attached two-car garage. A sliding glass door opens to the backyard patio, making indoor-outdoor living and entertaining a breeze. The main-floor primary suite offers the perfect retreat, featuring a spacious layout, private en-suite bath, and generous closet space—ideal for convenient single-level living. A half bath is also located on the main floor for guests. Upstairs, you’ll find four large bedrooms and a full bath, providing plenty of room for your needs. A spacious unfinished basement offers endless possibilities for future expansion and a separate crawl-space can be used for storage. Step outside to enjoy a fully fenced backyard with thoughtful landscaping, green space, and a sunny patio—perfect for morning coffee or evening barbecues. Recent updates include a newer roof, windows, and water heater for added comfort and peace of mind. Located just down the street from Aspen Park and its playground, this home sits in a quiet, friendly neighborhood close to shopping, dining, downtown, and the RTD light rail for easy commuting. Spacious and comfortable, this home offers the ideal blend of convenience, community, and Colorado living! Carpet credit to be provided by seller.
Source: RECO #8765448
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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