9237 Salisbury Dr Brooksville, FL 34613
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About this home
This property in the desirable Brookridge 55+ gated golfing community. Offering a wonderful combination of comfort, amenities, and convenience. With a spacious split floor plan of over 2000 sq ft. Featuring this 3 bedroom, 2 bath beauty. Including a primary suite with a walk-in shower, separate tub, double vanity and an over-sized walk in closet. Providing you with a luxurious relaxing retreat. The large living room with a floor-to-ceiling stone fireplace creates a cozy atmosphere, perfect for relaxing, reading or entertaining. A formal dining area to host large meals or family gatherings. The chef's kitchen is a dream, with ample prep space, cabinetry, a wine refrigerator, to store your favorites and a walk-in butler's pantry—ideal for culinary enthusiasts. Additional highlights include an oversized laundry room with a folding table, Walk-in closets, a dedicated entertainment area with a pool table, tv and wet bar. Beautiful outdoor spaces with a fenced backyard for your furry friends and a deck for grilling, plus a screened-in porch, to enjoy your peaceful morning coffee and breakfast. The community itself is packed with amenities such as a fitness center, heated pool, tennis courts, shuffleboard, card clubs, ceramics, travel clubs, a library, Bingo, and live shows—plus full-time security patrols for peace of mind. Conveniently located near shopping, dining, medical facilities, and more, this home truly offers a lifestyle of comfort and leisure. If you're interested in seeing this fantastic property, I recommend scheduling a visit soon, as homes like this tend to move quickly!
Source: STELLAR #W7877839
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.