9237 SW 60th Terrace Rd Ocala, FL 34476
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About this home
Turn key- One of only two four-bedroom homes currently on the market in JB Ranch — and priced below most smaller models. Seller is motivated and ready to work with serious buyers. This 2,034 sq. ft. home offers thoughtful upgrades, everyday comfort, and Florida living at its best. From the moment you arrive, you’ll see this isn’t your average JB Ranch home. With more than $40,000 invested in premium upgrades, this 4-bedroom, 2-bath property is move-in ready and designed for comfort, elegance, and functionality. Step through the front door into a bright, open-concept floor plan that flows seamlessly from space to space. Gorgeous granite countertops stretch across the kitchen and bathrooms, while elegant crown molding and wainscoting bring timeless character. The split floor plan gives privacy between the owner’s suite and guest rooms — ideal for hosting friends, family, or simply enjoying your own space. In the kitchen, you’ll find thoughtful details everywhere: granite counters, pendant lighting above the island, updated backsplash, stainless sink, and a walk-in pantry. Beyond the kitchen, custom window treatments throughout, upgraded ceiling fans, smart-home features, and freshly painted interiors create a warm, welcoming atmosphere. The owner’s suite is a true retreat, offering two walk-in closets, upgraded flooring, and plenty of space to relax. The home’s interior has been freshly painted, making it move-in ready without a to-do list. Outside, new rain gutters and downspouts, poured curbing, and neat landscaping add instant curb appeal. The aluminum attic ladder in the garage offers extra storage — a smart, practical bonus that sets this home apart. Located in JB Ranch, a gated 55+ community, residents enjoy lawn maintenance, a clubhouse, pool, fitness center, pickleball, and walking trails — all with a low monthly HOA. Why settle for a stripped-down new build when you can have every upgrade already in place and landscaping complete? Offered at $356,900, this is one of the largest active floor plans in the community, priced below many smaller homes. Schedule your private tour today — and don’t forget to check out the full video tour on YouTube.
Source: STELLAR #OM702573
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.