9239 Palm Ave Port Richey, FL 34668
Your savings
About this home
One or more photo(s) has been virtually staged. Welcome Home— a home that doesn’t just check boxes, it captures hearts. From the moment you arrive, the charm of this spacious corner-lot retreat greets you. Step inside and you’re wrapped in the warmth of fresh colors, natural light streaming through brand-new windows (Installed 2025), and the clean, inviting feel of new flooring (installed 2025) beneath your feet. The kitchen is more than a place to cook — it’s the gathering space. Picture friends leaning on the sparkling granite island (Installed 2025) while you prepare dinner, laughter filling the air. Sleek new cabinets (New 2025), modern appliances (New 2025), and thoughtful design make it a joy to spend time here. The primary suite feels like your own private sanctuary, complete with a spa-inspired walk-in shower (Installed 2025) that melts the day away. Every detail, from the new vanities (Installed 2025) to the updated fixtures (Installed 2025), was chosen to blend style and comfort. Mornings are made for the screened-in patio (New Paint) — coffee in hand, the Florida breeze drifting through. Evenings? Perfect for hosting, unwinding, or watching the sunset over your quiet neighborhood. With a roof replaced in 2019, a brand-new water heater (Replaced 2025), and countless updates, this home offers peace of mind as much as beauty. And when you’re ready to venture out, you’re minutes from waterfront dining, boutique shopping, local parks, and all the conveniences you need. NO HOA or CDD This isn’t just a house. It’s the backdrop for your next chapter. Come see it, feel it, and make it yours.
Source: STELLAR #TB8416330
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.