925 Farnsworth Dr Hopkins, SC 29061
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About this home
*Price Improvement* Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in Hopkins, SC! This inviting residence features a versatile Family Room Over Garage (FROG), ideal for a guest room, home office, gym, or playroom. The thoughtful split floor plan offers privacy and functionality, with two secondary bedrooms—each with walk-in closets—situated on one side, and the spacious primary suite on the other. Enjoy the elegance of bamboo flooring throughout the main living areas, providing both style and durability. The kitchen and living room flow effortlessly, creating a warm and open space perfect for everyday living or entertaining guests. The primary suite includes dual walk-in closets and a well-appointed en-suite bath for added comfort. Step outside to a fully fenced backyard—perfect for children, pets, or weekend gatherings. A large concrete patio stone pad is already in place, offering the perfect spot for a shed, gazebo, or outdoor lounge area, adding even more versatility to the outdoor space. Located in a quiet, established community, this home offers convenience to Shaw Air Force Base, McEntire Joint National Guard Base, and Fort Jackson—making it an excellent choice for military families and commuters alike. Don’t miss your opportunity to own this move-in ready gem in a peaceful and well-connected neighborhood! Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Source: COLUMBIASC #612042
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.