9260 Biscayne St Waldorf, MD 20603
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About this home
Move-In Ready and Packed with Upgrades in Brookwood Estates! Why wait for new construction when you can have space, style, and upgrades now? Welcome to this beautifully appointed home in the desirable Brookwood Estates—offering 4 large bedrooms, 4.5 baths, and a floor plan designed for real life and real comfort. From the moment you step inside, you’ll feel the difference. The gourmet open-concept kitchen boasts a large island and flows effortlessly into the family room, complete with a gas fireplace for cozy nights. A separate formal dining room makes hosting holiday dinners easy. Need a home office? It’s already here—right off the main living space. Upstairs, you'll find four generously sized bedrooms, three full bathrooms, and a versatile loft—perfect for a second family room, homework area, or cozy retreat. The luxurious owner’s suite impresses with its expansive size, elegant sitting area, and spa-like bath—offering plenty of space to relax, recharge, and enjoy your own private sanctuary. The finished basement expands your options even further—with a bonus room that can flex as a fifth bedroom, gym, or media room, plus a full bathroom for added functionality. Outside, enjoy your own private oasis and fenced backyard—perfect for entertaining, play, or peaceful evenings outdoors. And unlike new builds, this home is complete, landscaped, and move-in ready—no construction delays, no upgrade costs, no surprises. Don’t wait—this home offers more space, more value, and more comfort than anything new in the area. Call Results Realty today and make this home yours.
Source: BRIGHT #MDCH2045818
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.