9264 Bella Vita Cir Land O Lakes, FL 34637
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About this home
Truly spectacularly well maintained home in the maintenance free community of Gardenia Glen within the sought after master planned community of Connerton. This amazing home offers 3 bedrooms, 2 baths and a 2 car garage. This Taylor Morrison Fairmont III with Elevation B has a cozy front porch for relaxing and enjoying the neighborhood. Beautiful entry way with 18" tile flooring that flows throughout the living area and attractive-high tray ceilings. The kitchen has upgraded 42" wood cabinets, gas range, LG Stainless Steel Appliances (the dishwasher has never been used, its is totally new and the LG refrigerator is digital), upgraded granite, tile backsplash and a breakfast nook. Off of the Great Room is the large Master Bedroom with Tray Ceilings and Dual Walk in Closets. The large walk-in shower as well as dual separate sink and vanity areas w/ granite counter tops make this master bath an oasis. Ceilling fans in each room. There is huge extended, covered and screened lanai in the back of the home to enjoy this well maintained lush lawn and garden, mature landscaping, and fenced in back yard. More of the upgrades include Tankless Gas Water Heater, Touch Close Blinds and Pre Wiring for Alarm. Connerton is completely self-sustaining mixed-use community with tons of retail services, a municipal government center, multiple schools, and over 1,000 acres of nature preserve. The HOA fees are paid quarterly and amount to just $272 per month and this include lawn mowing and tree/bush trimming and the use of all the amenities. The amenities include a one of a kind Clubhouse offers endless activities featuring a state-of-the-art fitness center, extraordinary water park and resort-style super pool (Olympic size), wading pool, tennis courts, basketball courts, beach volleyball court, Zone, café, meeting rooms, catering kitchen, and even an outdoor amphitheater perfect for sunset concerts. Excellent schools located within Connerton as well as a brand new charter school (Pine Crest Academy). This is the home you were waiting for! Call us now and make this true gem your next home.
Source: STELLAR #TB8431571
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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