93 Branch Valley Dr Dallas, GA 30132
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About this home
Spacious 4-Bed, 2.5-Bath Home in The Park at Cedarcrest – Ideal for Customization! Located in the sought-after Park at Cedarcrest subdivision in Dallas, GA, this huge 4-bedroom, 2.5-bathroom home offers an incredible amount of space and potential. With a recently replaced roof and a fantastic floor plan, this property is the perfect opportunity for anyone looking to invest in a home with room to personalize. Key Features: Expansive Kitchen: A huge kitchen equipped with stainless steel appliances, tile backsplash, and durable Formica countertops offers both functionality and style. Perfect for those who love to cook and entertain. Updated First Floor: The entire first floor has been updated with luxury vinyl plank flooring and ceramic tile, creating a sleek, modern look that’s easy to maintain. Large Loft Area: Upstairs features four spacious bedrooms, plus a huge loft area that can be used as a second living space, playroom, office, or media room. Impressive Master Suite: The master bedroom is truly enormous, with a large en-suite bathroom featuring updated tile shower walls, a separate soaking tub, and his-and-her walk-in closets for ample storage. Outdoor Space: Enjoy the flat, level backyard, perfect for outdoor activities or entertaining, complete with a privacy fence and a storage shed for extra storage or a workspace. Two-Car Garage: The two-car garage provides plenty of room for parking and additional storage. Potential for Customization: The home is priced to reflect some needed cosmetic updates on the second level flooring, as well as some new trim and painting. With a little investment, you can make this already spacious and well-located home truly your own. Recent Updates: The roof is only a couple of months old, giving you peace of mind for years to come. Located just minutes from local schools, shopping, and major highways, this home offers both comfort and convenience in a quiet and family-friendly neighborhood. Don’t miss out on the chance to own this wonderful property and create the home of your dreams! Schedule your showing today and start envisioning your future here!
Source: FMLS #7613878
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.