930 Woodbridge Ct Safety Harbor, FL 34695
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About this home
Charming Updated Townhome in Village of Safety Harbor Step inside this beautifully updated 3-bedroom, 2.5-bath townhome offering 2,049 square feet of versatile living space. A formal living room greets you at the entry and opens to a spacious floor plan ideal for families and entertaining. Large windows flood the space with natural light, accentuating the airy layout. Interior Features: The heart of the home is the modern kitchen, complete with new granite countertops, stainless steel appliances, and abundant cabinetry for ample storage. The kitchen overlooks the cozy family room, making everyday meals and hosting a breeze. An adjacent powder bath adds convenience for guests. All-new flooring and fresh finishes throughout ensure a turnkey feel. Master Suite & Bedrooms: All bedrooms are located on the upper level for added privacy. The luxurious master suite is a true retreat, featuring a spa-like bath with a relaxing soaking tub and a separate shower. Two additional generous bedrooms and a full guest bathroom on this level provide flexibility for children, overnight guests, or a home office. Outdoor Living & Upgrades: Off the family room, sliding glass doors open to a private backyard oasis enclosed by crisp white vinyl fencing. This outdoor space is ideal for children to play, pets to roam safely, or for creating a garden and patio dining area. Enjoy peace of mind with recent upgrades including a new air conditioning system (2023) and a water heater (2024). Low HOA fees and the advantage of no flood insurance requirement make this home as practical as it is charming. Prime Location & Lifestyle: Just two blocks from historic downtown Safety Harbor, you'll enjoy easy access to unique shops, award-winning restaurants, craft breweries, and vibrant nightlife. The renowned Safety Harbor Resort & Spa is nearby for leisurely waterfront spa days and dining. With quick access to Tampa Bay beaches, parks, and recreation, this townhome delivers the coveted coastal lifestyle. Experience the best of Safety Harbor living in this move-in ready gem!
Source: STELLAR #W7876152
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.