9301 Tournament Dr Hudson, FL 34667
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About this home
Why wait to build, very cozy in a great neighborhood, pool home. 3 bedroom, 3.5 baths, 2 car garage. Well maintained and move in ready! With lots of great touches. As you enter the home through the front door to a living room overlooking a pool area and a conservation area in the back of the home. Great for entertaining or just relaxing with your morning coffee. Wood burning fireplace in the family room. The kitchen is bright and open, featuring some newer appliances, refrigerator and washing machine are " SMART ", recessed lightning. Large master bedroom with a walk-in closet. Master bath boasting a wonderful soaking tub and walk-in shower. Ceramic tiles thru out the home giving it a clean, sleek look. Screened back 22 x 18’ extended lanai is under roof, just off the master bedroom, living and family rooms for easy access. The low HOA fee of $250 a year covers maintenance of the common areas. Great friendly neighbors that will welcome you. NO FLOOD insurance needed. Located down the street from shopping, restaurants and a short trip to the prettiest beaches around. Few minutes drive to historic down town New Port Richey and Sims Park where something is always happening on the weekends! As well attractive Tarpon Springs with its Sponge Docks, Anclote Beachy, Key Vista Park and many more attractions! Short drive to Tampa International Airport. Come see it today!
Source: STELLAR #W7879026
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.