9308 Bearcat Rd New Port Richey, FL 34655
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About this home
SPECTACULAR 3/2/2 ON CONSERVATION IN THE RIVER CROSSING AREA! CATHEDRAL CEILINGS SOAR OVER THE VERY VERSATILE MAIN LIVING AREA OF THIS SPACIOUS HOME! THE LARGE GREAT ROOM, FAMILY ROOM AND KITCHEN ALL OPEN TO EACH OTHER KEEPS EVERYONE INVOLVED IN THE CONVERSATION SO PERFECT WHEN ENTERTAINING! THE EAT IN KITCHEN FEATURES A BIG FREE STANDING ISLAND BAR TOPPED BY GLEAMING GRANITE! CONVENIENT PANTRY AND BEAUTIFUL STAINLESS APPLIANCES. THE DINETTE IS SUROUNDED WITH WINDOWS ALLOWING LOADS OF NATURAL LIGHT! THE PRIMARY BEDROOM IS A GENEROUS SIZE, IT FEATURES EVERYONE'S FAVORITE DUAL WALK IN CLOSETS, NEW PRIMARY BATH WITH DUAL SINKS AND STEP IN SHOWER! IT IS ADJACENT TO BEDROOM #2 ANOTHER VERY VERSATILE ROOM FOR THE BABY, OFFICE OR HOBBY WHAT EVER YOUR FAMILY NEEDS! BEDROOM #3 IS A NICE SIZE AND ADJACENT TO THE GUEST BATH! WAIT TILL YOU SEE THE SIZE OF THIS LAUNDRY ROOM! 14 FEET OF WONDERFULLY FUNCTIONAL SPACE WITH LOTS OF STORAGE AREA. COME OUTSIDE AND ENJOY THE BREEZES & NATURE VIEWS FROM THE OVERSIZED SCREENED PORCH OVER LOOKING A POND AND CONSERVATION AREA WITH FUN ANIMAL SIGHTINGS! MOST EVERYTHING YOU SEE HERE IS AVAILABLE TO YOU, THE SELLERS ARE MAKING A BIG MOVE AND WILL NOT BE TAKING MUCH OF THE FURNISHINGS IN OR OUT! NEWER HVAC & ROOF. YOU BETTER HURRY TO THIS ONE! HESITATE....AND YOU'LL BE TOO LATE! SELLERS ARE OPEN TO REASONABLE OFFERS!
Source: STELLAR #W7878703
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.