9309 120th St Seminole, FL 33772
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About this home
Welcome to your own slice of Florida paradise in the highly sought-after Seminole Grove Estates community. This gorgeous, move-in ready 3-bedroom, 2-bath pool home offers the perfect blend of comfort, charm and convenience — and with fresh paint throughout and a brand-new roof being installed by the seller prior to closing, the next owner gets added value and peace of mind. Step through elegant French front doors into a welcoming foyer that opens into a spacious living and dining room combo. Just ahead, the formal dining area flows into the centrally located kitchen, complete with wood cabinetry and granite countertops. The kitchen overlooks a versatile bonus room—ideal for a home office, playroom, or flex space—with a functional layout that connects seamlessly to the outdoor living area. Out back, you’ll find your own private oasis featuring a cement quartz-finished pool, paver-covered patio, storage shed, and fully fenced backyard—perfect for entertaining or relaxing in the Florida sun. All bedrooms are thoughtfully located on one side of the home for added privacy. The primary suite includes sliding glass doors with direct pool access—ideal for quiet mornings or peaceful evenings. Additional highlights include tile and laminate flooring throughout (no carpet to clean), a spacious two-car garage, and a Flood Zone X designation for peace of mind. Ideally situated near the Seminole Youth Athletic Complex and Seminole City Center, this home offers endless nearby conveniences and attractions. Enjoy local favorites like Rita’s Italian Ice, Joto’s Pizza, Clear Sky on Park, and Southie Coffee, or head to Indian Rocks Beach for a day on the Gulf. Nearby family fun includes mini golf at Smuggler’s Cove and the nostalgic Candy Kitchen. Zoned for Bauder Elementary, Seminole Middle, and Seminole High, and located outside city limits, you’ll also benefit from lower taxes and the flexibility for short-term rental use. From the thoughtful layout to the unbeatable location, this Seminole pool home is truly move-in ready and waiting for its next chapter.
Source: STELLAR #TB8394516
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.