931 Signet Dr Apollo Beach, FL 33572
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About this home
MOTIVATED SELLER! PRICED RIGHT FOR QUICK SALE! LOW HOA FEES. INVESTOR OPPORTUNITY! Do not miss this exceptional opportunity to own a spacious 4-bedroom, 2.5-bath, 2,410 sq. ft. home in the highly desirable Mira bay Marisol Pointe 50 community of Apollo Beach. Designed for modern living, this home features smart home upgrades including Z-Wave door locks, thermostats, switches, and a Skybell doorbell for peace of mind. The beautifully appointed kitchen boasts a large QUARTZ ISLAND with a stainless steel undermount sink, gas piping for a TANKLESS WATER HEATER, GAS COOKTOP, and GAS DRYER. Enjoy added storage with a 3-drawer base cabinet under the cooktop, and dedicated USB outlets ON THE KITCHEN ISLAND. CAR ENTHUSIASTS will appreciate the 40 AMP dedicated OUTLET in the GARAGE for easy EV charging. Home has available hurricane shutters for added protection. Loan assumption is allowed, under certain conditions and with the acceptance of current lender. The property's backyard is on a golf course that is currently closed. House is sold "AS-IS", with Washer/Dryer, and Refrigerator ONLY no other furniture will be included. Property is currently leased - lease expires 11/15/25 - new owner will have to honor current lease terms. Residents of Mira Bay Marisol Pointe 50 community enjoy great amenities which include a resort-style pool, on-site fitness center, café, tennis and basketball courts, and a community boat ramp.
Source: STELLAR #A4657383
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.