9311 Bowen Dr San Antonio, TX 78250
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About this home
This wonderful 4-bedroom, 2.5-bathroom home offers the perfect mix of space, comfort, and style. The open layout is bright and welcoming, with two spacious living areas, a separate dining room ideal for holiday meals or dinner parties, a breakfast bar, and a roomy walk-in pantry. The kitchen is both stylish and functional, featuring granite countertops and top-notch stainless-steel appliances. Whether you're cooking for two or entertaining a crowd, this space makes it easy. All four bedrooms are located upstairs, including the spacious primary suite, which offers a walk-in closet and a spa-like bathroom with a relaxing garden tub and separate shower. You'll also find three additional bedrooms and a large game/media room that's perfect for movie nights, gaming, or just hanging out. Step outside into the backyard, great for gatherings or quiet mornings, with a covered patio, cozy fire pit, garden boxes, and just the right amount of space to unwind or play. You'll also appreciate thoughtful upgrades throughout the home, including a metal roof for long-lasting durability, energy-efficient windows and HVAC system, gutters, and plenty of storage. The city amenities are only located a few minutes away and feature a pool with a kid's splash area, basketball court, BBQ spots, and shady walking trails. Plus, you're just minutes from Loop 1604, NISD schools, military base, shopping, and dining. And here's the cherry on top: No HOA restrictions, so you have the freedom to make the home truly your own. This is more than just a house, it's a place to grow, relax, and make memories. Come see it for yourself. Schedule your tour today!
Source: SABOR #1869855
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.