9320 SE Maricamp Rd Ocala, FL 34472
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About this home
Short Sale. Don't miss out on this amazing opportunity. We just dropped the ball on your side of the court, your move! Welcome to one of the most livable corners of Ocala, tucked along the tree-lined stretch of south east Maricamp where convenience meets calm. This well-kept home offers a smart layout with three bedrooms, two full baths, and multiple living areas that adapt easily to work, rest, or play. The Florida room brings in natural light all day and opens directly to a spacious backyard with room to garden, grill, or unwind. Step inside and picture mornings with coffee in the conjoined kitchen, game nights in the oversized living room, and quiet evenings with the ceiling fans spinning overhead. The home’s updates and finishes provide comfort without trade offs. Appliances stay, laundry has its own space, and the garage gives you extra storage or a true workshop zone. Just minutes from Silver Springs Shores and the Baseline Trailhead, you’re also a quick ride from downtown Ocala, with its growing mix of dining, shopping, and events. Forest High School, Madison Street Academy, and Eighth Street Elementary are among the area’s most respected schools, and with AdventHealth, Lockheed Martin, and Amazon distribution nearby, commuting is simple. This home is ideal for anyone seeking stability in a rising market, including veterans and first-time buyers looking to secure long-term value in a well established neighborhood. Ask how you can step into the seller’s existing mortgage structure and enjoy one of the rare opportunities available today. Whether you're starting fresh, downsizing smart, or relocating with purpose, this is the kind of home that just feels right the moment you walk in. And when the craving hits, Publix is just a few turns away. You’ll be pulling up for a Pub Sub & wings and back home before your frozen cup loses its chill.
Source: STELLAR #TB8415602
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.