933 Tree Farm Ln Cross, SC 29436
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About this home
Tucked away on a peaceful, crepe-myrtle-lined drive, this qualified Flex-1-zoned 12 acre country retreat offers the perfect blend of privacy and possibility, just minutes from Volvo's manufacturing campus and convenient to I-26, making travel to Charleston, Summerville, and beyond remarkably easy. Bring your horses and enjoy the best of country living!The home welcomes you with a wrap-around front porch and a stunning 50-foot screened porch overlooking ponds and wildlife--an ideal setting for an equestrian estate or personal sanctuary.Recent upgrades include a new roof, new HVAC system, all-new luxury vinyl flooring throughout the first floor, and new stainless-steel appliances. The home offers a primary bedroom on the main level and a spacious custom kitchenwith breakfast area and formal dining room. Upstairs, a large open loft with a sitting area overlooks the family room with its fireplace and sweeping country views. With four bedroomstwo up and two downplus a generous bonus/media room, the layout provides exceptional flexibility for any lifestyle. Outside, you'll find an oversized two-car attached garage along with a 30' × 40' detached four-car garage with a half bathideal for vehicles, a workshop, or extra storage. Enjoy the family-size gazebo, spend an afternoon fishing the well-stocked pond, or stroll across the custom bridge walkway that winds along the water and leads to the back of the property and your own private island.
Source: CTAR #25030502
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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