934 Cedarcrest Dr Pueblo, CO 81005
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About this home
Welcome to this well-maintained ranch-style home located in the established Domega Neighborhood of Regency Crest subdivision! You will like this landscaped yard with mature trees, As you enter into the home, you'll notice the vaulted ceilings, and the spacious front living space - which you could choose to use as a formal dining area or comfortable sitting area, home office space, or additional living. Flowing naturally from here, you will find yourself in the nice, open kitchen and living room, complete with fireplace and newer sliding glass doors leading to the lovely backyard. Outside on the back patio you will notice a fully fenced in backyard with painted privacy fence, a pergola shaded area, a storage shed, and hot tub hook up! Off the main living you will find the hallway that leads you to the cozy bedrooms, bathrooms, with mudroom/laundry and oversized 2-car garage access. The primary bedroom has vaulted ceilings, an ensuite bathroom, and a walk in closet! Some other wonderful features of this home include: Newer furnace/AC from 2022, sliding glass door, several newer windows, newer irrigation system, new spouts and leaf filters on the gutters, and Solar Panels which has reduced electric bill! Don't miss out on this beautiful Home!!
Source: PPMLS #2900345
Loan details
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.