9340 Sassafras Trl Portage, MI 49002
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About this home
Discover the opportunity to own a clean, well maintained, stand-alone condo in The Woodlands at Austin Lake. Built in 2020 with a 5-Star Energy Star rating, this home promises low energy costs and is tucked in a private, peaceful, and inviting setting. The heart of the home is the expansive kitchen, featuring quartz countertops, ceramic backsplash, stainless steel appliances, lots of storage, and a center island perfect for a quick brunch. This space opens seamlessly into the dining area and great room, where a stone fireplace and tray ceiling add plenty of character. Pocket French doors lead to a vaulted sunroom with a pentagon window and slider to the composite deck--an ideal spot for morning coffee, reading, or year-round relaxation. The spacious main floor primary suite offers a true retreat- with a cozy window seat, dual vanities, a custom ceramic shower, and a walk-in closet- complete with built-in shelving. A second bedroom, fullbathroom, and laundry/mudroom complete the main floor. The full daylight basement has been recently finished to include a third bedroom, a third full bathroom, and a wet bar, creating the perfect space for entertaining or hosting. With an additional unfinished area still available, there's plenty of room for storage or future customization. Outside you will find simple landscape with terraced stone walls, and an invisible fence add to the appeal. For worry-free living, The association takes care of regular maintenance, lawn care, snow removal, and trash service. With walking trails to Austin Lake, and located in a sought-after area; this clean, well-kept, and move-in ready condo combines comfort, efficiency, and convenience in one exceptional package. OPEN HOUSE: Sunday, 10/4/25 at 1:00-3:00PM
Source: REALCOMP #66025043624
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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