9344 Via Murano Ct Fort Myers, FL 33905
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About this home
Welcome to this beautifully upgraded 4-bedroom home, featuring a den/5th bedroom option, a loft, and 2.5 bathrooms which are all enveloped in over 2,600 square feet of living space! Located in the sought-after community of Promenade West at The Forum, this home offers convenience and comfort. Step into your private backyard oasis, complete with a custom-built saltwater pool featuring a sun shelf, bubbler, and beautiful waterfall accents. The expansive covered lanai and heavy-duty screened enclosure with a picture window make this the perfect place to relax or entertain, all while enjoying maximum privacy and tranquil preserve views. The fenced in backyard additional privacy and convenience. The kitchen is a chef’s dream with granite countertops, modern appliances, and an open layout that flows seamlessly into the living area and provides stunning views of the pool. The primary suite is a true retreat with laminate flooring, crown molding, a spacious walk-in closet with custom built-ins, and a remodeled bathroom. Enjoy the luxury of a walk-in shower with a rainfall shower-head. Additional features include: Epoxy-coated garage flooring with custom cabinetry, Pre-wired for generator hookup, Impact windows throughout, Culligan whole-house water filtration system. Don’t miss your chance to own this exceptional home in one of the most desirable communities in the area!
Source: FORTMYERS #225049864
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.