938 Ashwood Way Easley, SC 29640
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About this home
Two-year-old home that goes beyond builder grade with thoughtful upgrades throughout! This spacious 5-bedroom, 3-bath home features a bright open floor plan designed for modern living. The sought-after main floor guest suite provides a place for guests or a great home office, while the upstairs loft area is a great space for a casual hang out! Inside you will find wide planked LVP flooring and recessed lighting throughout the main floor. The foyer leads to the great room with gas log fireplace that transitions seamlessly to the large kitchen with giant center island perfect for a quick snack or your signature charcuterie board, full appliance package with gas range, and fabulous walk-in pantry with prep space! Upstairs you will find three secondary bedrooms that share a well-appointed hall bath as well as the primary suite with giant walk in closet and attached bath with dual sinks, shower and linen closet. This home offers plenty of storage and makes excellent use of every square foot, combining functionality and design. Notable upgrades include brand new carpet, dining area lighting, primary suite ceiling fan, patio extension, walk in pantry and privacy fence. The fully fenced backyard has plenty of space for playsets and gardens, and the sparkling neighborhood pool is ready for summer splashing! Perfectly situated between Greenville and Clemson and just minutes from the popular Doodle Trail, Hagood Park, the Silos and downtown Easley this home checks ALL the boxes! Welcome Home!
Source: GREENVILLESC #1561807
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.