9385 Rich Hollow Rd SW Lancaster, OH 43130
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About this home
Discover RockFall Retreat, a breathtaking A-frame cabin nestled among striking rock formations with a seasonal waterfall and creek just steps from the back door. This fully furnished, turn-key property is a rare opportunity to own a nature-rich getaway as a short-term rental. The sale includes all furnishings and existing bookings, making it a turnkey investment. Boasting 4 spacious bedrooms and 2 full baths, the home comfortably sleeps up to 12 guests. Inside, you'll find a warm and inviting open-concept living space with soaring cathedral ceilings, a fully equipped kitchen with seating for 12, and direct access to the outdoor patio. The layout includes two king bedrooms on the main level—one with private patio doors—a cozy upstairs queen room, and a large bunk-style room featuring three queen beds, a TV, and a mini basketball hoop. Outside, enjoy a private hot tub overlooking the stunning rock formations and waterfall, or gather around one of two firepits for evenings under the stars. The spacious patio includes a dining area, seating, propane grill, and a smokeless firepit. A separate game shed offers endless entertainment with air hockey, foosball, cornhole, croquet, giant yard games, and more. With direct access to a scenic creek, this property provides the perfect balance of adventure and relaxation. Located just minutes from Hocking Hills and Clear Creek Metro Park, RockFall Retreat is ideal as a private escape or an investment opportunity with strong rental potential. Don't miss your chance to own this extraordinary property—schedule a showing today. Agent/Broker owned.
Source: COLUMBUSOH #225011865
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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