939 Hogans Branch Rd Hendersonville, TN 37075
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About this home
Step into this fully remodeled 1925 brick cottage where vintage charm meets modern luxury. Nestled on over an acre of level, tree-lined greenspace, this home offers a tranquil retreat while being just moments away from everything you need. The home has been meticulously updated with new floors, a new roof, new windows, and new HVAC, ensuring comfort and peace of mind. The stunning eat-in kitchen features warm gray cabinetry, granite countertops, and stainless steel appliances, making it a chef's dream. A spacious laundry room with a built-in pantry and granite countertop plus half bath adds to the home's functionality. The spacious bedrooms offer large closets and share a beautifully appointed full bathroom with a dual vanity and tub/shower combo. Relax or entertain on the covered front porch or screened/covered back porch, overlooking the expansive yard. Additional features include a detached two-car brick garage, and a concrete driveway with a parking pad/patio and walkway. This fantastic location offers easy access to schools, shopping, dining, and Nashville. Don't miss your chance to own this blend of classic beauty and modern convenience—schedule your tour today! Mortgage savings may be available for buyers of this listing
Source: REALTRACS #2974168
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.