9396 Woodlawn Dr Douglasville, GA 30135
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About this home
**SELLER CONCESSIONS $5,000** This stunning and meticulously maintained 3-bedroom, 2.5-bathroom home is set on a generous 1/3-acre lot and features an inviting circular driveway, enhancing its curb appeal in a highly desirable community. This residence has been thoughtfully updated to provide modern comfort and style, showcasing a brand-new roof that promises durability, new efficient windows that offer plenty of natural light, and luxurious vinyl plank (LVP) flooring throughout the main living areas for a seamless flow. Inside, the home features an array of contemporary fixtures and ceiling fans, contributing to a fresh and airy atmosphere. The interior has been freshly painted in cool, neutral tones, making it easy for potential homeowners to add their personal touch. The heart of the home is the spacious kitchen, complete with a new sink and all appliances included, which is perfect for culinary enthusiasts. The master suite is conveniently located on the main level, providing a private retreat complete with en-suite bathroom amenities for added convenience. And an office space ideal for remote work or study. Upstairs is a well-appointed Jack and Jill bathroom that serves the two additional bedrooms, making it perfect for families. A highlight of this property is the expansive sunroom that overlooks a serene and private backyard, creating a perfect setting for relaxation or entertaining guests on the exterior deck. The outdoor space is enhanced by the side-entry garage that offers additional privacy and curb appeal, and the home is made with durable brick on all four sides, ensuring low maintenance and timeless aesthetics. Residents of this welcoming community have access to a variety of amenities, including a swimming pool, tennis courts, a playground, and well-maintained area sidewalks illuminated by streetlights for evening strolls. The location also offers close proximity to shopping centers and reputable schools, making it an ideal choice for families and individuals alike. This home truly embodies comfort, style, and community living—a perfect place to create lasting memories.
Source: FMLS #7633720
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.