94 Garrison Dr Winder, GA 30680
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About this home
Welcome to this beautifully maintained, move-in-ready townhome in the heart of Winder, Georgia, where comfort meets convenience and every detail invites you to imagine your next chapter with zero delays. From the moment you step inside, the open-concept design greets you with warmth, natural light, and an effortless flow that makes entertaining or relaxing equally enjoyable. The modern kitchen is the heart of the home — complete with stainless steel appliances, solid-surface countertops, and ample cabinetry that make cooking and gathering feel effortless. The spacious owner’s suite offers a peaceful retreat with a large walk-in closet and a spa-inspired bathroom designed for relaxation after a long day. Two additional bedrooms provide versatility for guests, a home office, or growing family needs. Step outside and enjoy your private backyard with a concrete patio, ideal for morning coffee, evening dinners, or quiet reflection. The attached two-car garage adds convenience and additional storage, while community amenities bring connection and ease to everyday living. Located just minutes from Fort Yargo State Park, downtown Winder’s dining and shopping, and major highways for an easy commute to Athens or Atlanta, this home offers the perfect balance of small-town charm and modern accessibility. You’ll love being part of a thriving, friendly community known for its parks, schools, and welcoming local vibe. Whether you’re a first-time buyer, downsizing, or simply ready for a home that fits your lifestyle without waiting on construction delays, this property delivers both value and peace of mind. Imagine walking into your new home and instantly feeling “this is it”, because it truly is. Homes like this don’t stay on the market long, and opportunities like this are rare. Schedule your private tour today, fall in love with the details, and take the next confident step toward owning the lifestyle you’ve been envisioning. Move-in ready, priced to sell, and waiting for you now, don’t wait, make your move today!
Source: FMLS #7663704
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.