9401 W 98th Ave Broomfield, CO 80021
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About this home
THIS IS THE ONE! Welcome home to this spacious and tastefully updated home in the desirable Westbrook neighborhood. Amazing location walkable to shopping, dinning, Rec Center, trails, parks...all less than one mile from Stanley Lake! Everything in the home has been updated and the seller spared no expense in quality; included new roof in 2023, new furnace and robust AC unit with Smart Home system, new windows, new flooring, updated kitchen with granite counters, stainless appliances, tastefully updated bathrooms, new washer and dryer included and all furniture negotiable for quick and easy move-in. No HOA! The main floor boast an open concept large living room with vaulted ceilings , dinning area and spacious kitchen with beautiful new French doors opening to your huge private backyard oasis. Enjoy these fall evening with a BBQ or fire on the patio engulfed by mature trees and foliage. Another bonus: the yard has been zero scaped for low, easy maintenance. Upstairs you'll find the Primary Suite with ensuite updated Bath, as well as two additional bedrooms and their own full bath. The expansive basement welcomes family game nights with a large family room, arcade games and another bedroom and full bath, perfect for teenagers or guests. The oversized two car garage includes additional ladder storage and work space. And if your RV, boat or trailer won't fit in the garage, there's a large rolling gate for plenty of room in the private, fully fenced back yard on this expansive corner lot. Motivated sellers who have loved this home. *Furniture negotiable
Source: RECO #5758337
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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