9411 Hanover Sky Converse, TX 78109
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About this home
Pride of ownership truly shines in this well maintained, move-in-ready gem. Step inside and immediately notice the fresh interior paint throughout, giving the home a bright and inviting feel. The kitchen has been thoughtfully refreshed with newly painted cabinets, stylish updated flooring, and modern black stainless steel appliances, including a fridge, microwave, and stove (all just 3.5 years old) that convey with the sale. Recent upgrades continue in the bathrooms with updated flooring, updated light fixtures, and sleek modern faucets that bring a touch of contemporary elegance. The spacious primary suite offers a relaxing retreat, complete with a full bath and ample closet space. The open concept layout seamlessly connects the kitchen, dining, and living areas, making it perfect for both everyday living and entertaining. Need a flexible space for an office, playroom, or guest room? This home has you covered with a versatile bonus room! Enjoy year round comfort with the updated HVAC system installed in 2023. Outside, the backyard is perfect for gatherings with a covered patio and a spacious yard that also features a handy storage shed. Located directly across from Randolph Air Force Base, this home is a convenient commute with easy access to I-10, I-35, and Loop 410. It puts you just minutes from shopping, dining, HEB, the Forum, and Converse City Park. Plus, residents of Hanover Cove enjoy access to a neighborhood pool, perfect for those hot Texas summers! Don't miss your opportunity to own this stylish, updated home in a prime location, schedule your showing today and fall in love with everything it has to offer!
Source: SABOR #1898134
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.