9416 Thrasher Trl Soddy Daisy, TN 37379
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About this home
Welcome to 9416 Thrasher Pike Trail, a beautiful 3-bedroom, 2-bath split-level home offering 2,300 square feet of comfortable living space in a quiet, walkable neighborhood. Just 30 minutes from Chattanooga, this property combines the convenience of city access with the peace and privacy of a suburban setting. Nestled on just under a half acre, the home provides plenty of room to enjoy both indoors and out while being only a mile from Harbor Lights Marina, making it an ideal choice for those who love spending time on the water. Inside, the home features a traditional layout with a dedicated living room, a separate dining space, and a full kitchen, giving each area its own character while maintaining a warm, inviting atmosphere. The finished basement offers tremendous flexibility with room for a family den, recreation space, or even a home office, and includes a convenient walk-out door for direct access outside. The thoughtful floor plan allows for both privacy and connection, making it a comfortable fit for a variety of lifestyles. The two-car garage is tucked at the back of the property and accessed by a wraparound driveway, keeping vehicles and storage neatly out of sight from the road. This setup is ideal for those who need space to store a boat, thanks to the property's close proximity to the marina, or for those looking to add a carport or additional storage structure. The backyard offers plenty of usable space, making it perfect for outdoor gatherings, gardening, or simply relaxing in the quiet surroundings of the neighborhood. Whether you're looking for a home base just outside Chattanooga, a property with excellent storage and boat access, or a peaceful neighborhood with walkability and charm, 9416 Thrasher Pike Trail offers it all. With its spacious interior, versatile basement, and unbeatable location near the water, this home is a rare find that blends everyday convenience with lifestyle possibilities.
Source: REALTRACS #2978722
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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