943 SW 15th Pl Cape Coral, FL 33991
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About this home
Modern Waterfront Elegance in Cape Coral – 4 Bedrooms, 3 Baths Step into sophistication with this immaculate 1,950 sq. ft. residence, thoughtfully designed to combine style, comfort, and functionality. Built with impact windows and doors and surrounded by a full privacy fence, this home offers both peace of mind and timeless appeal. The open-concept interior welcomes you with expansive living and dining areas, a gourmet kitchen featuring stainless steel appliances, marble countertops, and sleek custom glass doors throughout. Elegant marble floors enhance the seamless flow of the home, while custom automated zebra blinds and a new air conditioning system add modern comfort and efficiency. This residence includes four spacious bedrooms, three full bathrooms, and a versatile mini office—perfect for today’s flexible lifestyles. Outdoor living is just as impressive. Entertain year-round in the climate-controlled outdoor kitchen, or relax in the generous backyard where a new pool is under construction, ready to become your private oasis. The freshwater canal setting adds serene water views and a touch of tranquility. Additional highlights include a two-car garage, ample parking, and pristine condition that reflects true pride of ownership. Ideally situated in the heart of Cape Coral, the property is convenient to shopping, dining, and main roadways, providing a seamless balance of lifestyle and location. This home stands out for its elegant upgrades, functional design, and unbeatable setting—a true showcase of modern Florida living.
Source: FORTMYERS #2025007116
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.