9438 Lorendale Cir Spring Hill, FL 34608
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About this home
Nestled at the end of a Cul-de-Sac, this immaculate 3,600+ square foot under roof Home is a rare gem offering the perfect blend of comfort and modern convenience. Designed for those who cherish both luxury living and practical amenities, this home features 4 bedrooms (Plus a possible 5th - with the dedicated Office), 2 Huge bathrooms, a dedicated office with built in storage, and sprawling interiors that flow seamlessly into outdoor spaces including your screened in Florida Room overlooking your Massive Paver Patio with Custom Built Firepit. All of this is complemented by a huge lot—providing endless possibilities for recreation, gardening, entertaining, or simply enjoying your own private partially fenced in oasis!! Approaching this home, you are welcomed by a stately facade, manicured landscaping, and the sense of privacy that only a cul-de-sac setting can present. The generously sized lot (6/10 Acre) provides ample room for both front and backyard enjoyment, while mature trees and well-tended flowerbeds add a layer of tranquility and beauty. A wide, extra long driveway leads to an attached garage, offering plenty of parking for family and guests alike. Set on a coveted lot, the home’s placement ensures minimal traffic and enhanced safety—a true haven for families or anyone seeking a serene retreat from the bustle. The surrounding neighborhood is renowned for its proximity to parks, shopping, and Top Rated dining. Minutes from the Veteran's Expressway, ease to Tampa or North is a Breeze of a drive! As you step inside and are greeted by an open and airy layout, bathed in natural light from numerous large windows. Gleaming floors stretch throughout the main living areas, creating a cohesive flow that is both inviting and visually stunning. At the heart of the home, a grand living room provides the perfect space for gatherings, movie nights, or quiet relaxation. The adjoining dining area easily accommodates large dinner parties or intimate family meals. The expansive Home has High Ceilings are thoughtfully distributed to maximize comfort and functionality. Master Bedroom with 5 Piece Ensuite is a Stunning, peaceful retreat! The chef’s kitchen is a true centerpiece, featuring custom cabinetry, abundant counter space, and modern stainless steel appliances. A large center island invites casual breakfasts, baking projects, or after-school snacks. Whether you’re preparing a holiday feast or a weeknight dinner, this kitchen is equipped to handle every culinary adventure. Work from home with ease in the dedicated office, designed to inspire productivity and creativity. This quiet, sunlit room offers plenty of space for desks, bookshelves, and technology—ideal for remote work, studying, or pursuing personal projects. This home has been lovingly cared for and is truly move-in ready. Significant investments have been made in recent years, including a newer roof and updated air conditioning, ensuring peace of mind for years to come. The huge lot is a standout feature, providing a rare sense of space and potential. Imagine hosting summer barbecues on the patio, installing a sparkling pool, or cultivating a lush garden—all possible thanks to the generous outdoor footprint. This home has it all being in the Heart of Spring Hill. There is No HOA, No Deed Restrictions, No CDD here, just come and enjoy the best Hernando County has to offer with so much room to Grow. Brand New Drainfield Installed 10/2025!! So much new for You!
Source: STELLAR #W7877119
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.