9440 Lemon Drop Loop Sun City Center, FL 33573
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About this home
~!Motivated Seller!~ Welcome to 9440 Lemon Drop Loop! A beautifully maintained 5-bedroom, 2.5-bathroom, 2,370-square-foot home in the highly sought-after Belmont community of Sun City Center! This expansive two-story residence offers the ideal layout for growing families, multigenerational living, or anyone needing extra space and flexibility. Ask about potential options behind the VA assumable loan; qualified buyers have the rare opportunity to lock in lower interest rates and monthly payments — an incredible financial benefit in today’s market! Seller is also willing to assist with closing costs with an acceptable offer. Inside, you’ll love the open-concept design featuring a spacious kitchen with ample cabinetry, a center island, and walk-in pantry — all flowing effortlessly into the main living and dining areas. All five bedrooms are upstairs, including a large primary suite with a walk-in closet and an en-suite bath featuring dual vanities. Additional features include: Paid off alkaline water softener system Outdoor storage shed/ playground/ retractable lanai cover convey Fully fenced backyard – perfect for entertaining or relaxing First floor laundry room 2-car garage Smart layout with room to grow Located in Belmont, a vibrant community offering resort-style amenities: pool, clubhouse, basketball and tennis courts, walking trails, and multiple playgrounds. Close to shopping, dining, I-75, and just 30–40 minutes from downtown Tampa or Gulf beaches. ?? Don’t miss your opportunity to own this move-in-ready home with an incredible assumable loan option — schedule your showing today!
Source: STELLAR #TB8400031
Loan details
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Close stress-free in 45 days, handled start to finish by Roam.
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If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.