945 Bunker View Dr Apollo Beach, FL 33572
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About this home
236 ft of WATERFRONT with DIRECT ACCESS TO TAMPA BAY! Waterfront OASIS! Live the Ultimate Lifestyle in Apollo Beach + No CDD/HOA Fees! 4 Bedrooms | 3.5 Bathrooms | 3,398 Sq Ft | Pool + Hot Tub + Private Dock + Boat Lift. Welcome to your dream coastal escape, a truly unique home offering 4 bedrooms, 3.5 baths, and 3,400 square feet of beautifully designed living space. Nestled just off Tampa Bay in Apollo Beach, this architectural gem blends upscale design with laid-back waterfront charm, creating the ultimate Florida lifestyle experience. WATERFRONT PARADISE: Step outside and you're instantly on vacation. Fish from your private dock, cruise the bay from your boat lift, or cool off in the resort-style pool. Grill the catch of the day in your fully outfitted outdoor kitchen, gather around the fire pit with friends, or kick back under one of the three spacious covered lanais. With a fenced yard for pets and a reimagined beachy lounge area, this backyard was built for sun-soaked days and starry nights. BREEZY, BRIGHT INTERIORS: Step through the front door into a light-filled coastal retreat. Engineered wood plank flooring carries a modern, natural vibe throughout. NEW top-of-the-line hurricane-impact windows and skylights flood the home with sunshine while offering peace of mind during storm season. Plantation shutters add charm and functionality, while the NEW roof provides long-lasting durability. UPSTAIRS RETREATS: Up the grand double staircase, discover multiple reading nooks and serene sleeping quarters. The primary suite is a true retreat with vaulted ceilings, exposed beams, and an updated spa-style en-suite bath with walk-in shower, lit vanity, and porcelain tile accents. The sitting area in the primary is ideal for a Peloton, nursery, or private escape. Two more upstairs bedrooms offer vaulted ceilings and charming nooks, while a separate guest suite with its own staircase, en-suite bath, and water views makes for the perfect visitor space or multigenerational living. MORE TO LOVE: This home includes an oversized 2-car garage, a separate 200 sq ft air-conditioned office space, perfect for working remotely,and something almost unheard of in Florida: an oversized basement offering incredible storage or future possibilities. This is more than just a home; it's a coastal lifestyle. From morning boat rides to sunset dinners on the lanai, this stunning property is a one-of-a-kind opportunity to bask in the ultimate setting of peace, privacy, and pure Florida magic. Come see why homes like this don't come around often.
Source: STELLAR #TB8380877
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.