9456 Komika Ln Winter Garden, FL 34787
Your savings
About this home
Welcome Home to this energy-efficient three-bedroom home in the highly desirable Waterleigh community in Horizon West, where modern comfort meets resort-style living just MINUTES from Walt Disney World. Inside, an inviting open floor plan blends living, dining, and kitchen areas into one seamless space with gleaming stainless-steel appliances and an oversized island perfect for gatherings. This home comes equipped with SOLAR PANELS and a HOME WATER FILTRATION system that will lower utility bills and give pristine water from every tap, while generous bedrooms, ample storage, and stylish finishes make the home truly move-in ready. Residents enjoy access to four amenity centers featuring resort-style pools, sand-volleyball courts, a tennis court, mini putt-putt, playgrounds, walking and biking trails, and shaded dog parks—ensuring there is always something to do just a short golf-cart ride away. Everyday convenience is unmatched, with a Publix supermarket, Jersey Mike’s, a nail salon, and more right inside this golf-cart-friendly community, plus highly rated elementary and middle schools inside the community so morning drop-offs are a breeze. Evenings bring their own magic: relax on your patio or at one of the community parks and watch Disney’s nightly fireworks light up the sky. With quick access to major highways, world-class dining, and entertainment, this home delivers the effortless Florida lifestyle you’ve been dreaming of—where every day feels like a vacation and every detail is designed for comfort and joy. Schedule your private tour today and experience the best of Waterleigh living for yourself!
Source: STELLAR #O6300514
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.