9470 SW 52nd Loop Ocala, FL 34481
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About this home
NO CLOSING COST ON NON-MORTGAGE TRANSACTION. Discover the perfect blend of comfort and convenience in this beautifully maintained Cedar Model located in the sought-after community of Stone Creek by DEL WEBB. This home has three bedrooms, two bathrooms and an extended 2-car garage. Upon entering, you will be greeted by a stunning glass-front door, accompanied by high ceilings that create a warm and inviting atmosphere. The kitchen, complete with an island, stainless steel appliances, quartz countertops, a tile backsplash and a walk-in pantry, flows into the open living area. This layout is perfect for casual get-togethers and effortless entertaining. Bright sliding glass doors seamlessly connect the spacious living area to a delightful screened lanai offering serene views and year-round enjoyment. Beyond the screened lanai lies a paver patio measuring 6 feet by 15 feet. The primary suite features a ceiling fan and an en-suite bathroom with a tiled shower, including a bench, niche, and a frameless glass door, as well as a large walk-in closet. The second and third bedrooms have LED downlights. The guest bathroom has a walk-in tub and a vanity with a quartz countertop. This home offers ample space both inside and out for entertaining and unwinding. Other features include a water softener, a garage sink, epoxy flooring in the garage, and keyless garage entry. The driveway has a paver extension on each side. Take advantage of the various community features just a short walk away from the home. Experience low-maintenance, peaceful living tailored for your next chapter—schedule your private tour today and envision your future in this charming Ocala retreat.
Source: STELLAR #OM708010
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.