9496 River Otter Dr Fort Myers, FL 33912
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About this home
Welcome to Reflection Isles, where comfort meets convenience in this beautiful one-story townhouse. This home stands out with a number of features rarely found: an expanded driveway for extra parking, a spacious extended lanai perfect for entertaining, NEW exterior paint, no carpet, and a COMPLETE SOLAR SYSTEM POWERING THE ENTIRE HOME—delivering efficiency, significant savings on energy costs and no power outages! Inside, you’ll enjoy peace of mind with a newer A/C system. Step outside to a large backyard offering plenty of space for a pool, play area, or a fence for added privacy—an uncommon luxury for townhouse living. The home also features fiber optic wiring already installed, you'll never have to worry about interruptions to your cable or Wi-Fi service, included in the HOA. The amenity center offers basketball and tennis courts, a community pool & spa, a clubhouse, fitness center, & tot lot. But perhaps the best part of this community is the social committee, which is always planning fun events for residents of all ages. With its prime location near shopping, I-75, & the airport, you'll have everything you need at your fingertips. Reflection Isles provides a lifestyle as exceptional as this home. Nestled in the environmentally-sensitive Six Mile Slough, you'll experience tucked-away privacy with modern conveniences just minutes away. Schedule your showing today and experience the best of Reflection Isles living!
Source: FORTMYERS #2025012539
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.