$549,950

9513 Thorncliff Dr Frisco, TX 75035

$3,976/mo at 6.5%
Unlock a lower rate & save over $100K.

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

Welcome to this gorgeous brick two-story home perched on an interior lot in the desirable community of Autumn Park conveniently located off Preston Road with no HOA with highly sought Frisco ISD. Easy access to SRT121 and the North Dallas Tollway, minutes from The Star, Stonebriar Mall, Legacy West and all the shopping and dining that Frisco has to offer. The moment you arrive you will enjoy the brick exterior. Step inside to upgrades galore with LVP flooring to main living areas. Formal dining is perfect for entertaining in the holidays. Family room with gas log fireplace. Gourmet kitchen with quartz countertops, painted cabinets, gas cooktop, designer backsplash. Breakfast nook to enjoy all the natural light and your morning coffee. Downstairs guest room with seven-by-six hidden storage closet. Laundry room with hanging rail and built in shelves for all your storage needs. Upstairs you will enjoy a large game room. Full bathroom and two well-appointed guest rooms with fans and closets. Large primary bedroom with ensuite which includes dual vanities with make-up vanity. Separate shower and garden tub. Large walk-in closet. Outside you will enjoy a wood-fenced yard with an open patio. A 2-car garage finishes this floor plan off to perfection.

4 bedroom
3 bathroom
2,686 sqft
6,969.6 sqft
Single Family
Built in 1999
2 car garage
Air conditioning
Fireplace

Source: NTREIS #21030689


Loan details
Loan type
Remaining balance
Remaining term
Neighborhood


FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Oct 09, 2025 06:15 pm
Listing agent: Rachael Hill
Listing provided courtesy of: Coldwell Banker Apex, REALTORS (972) 776-6200
Details provided by NTREIS and may not match the public record.
MLS ID: #21030689
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the NTREIS Multiple Listing Service. Real estate listings held by brokerage firms other than this broker are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.