9515 Nueces Cyn San Antonio, TX 78251
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About this home
Welcome to 9515 Nueces Canyon in the highly sought-after Reserve at Culebra Creek. This spacious 3-bedroom, 2.5-bath, 2,412 sq ft home blends smart energy savings with stylish upgrades, making it the perfect move-in ready opportunity. Installed in 2020, the owned solar system helps keep utility bills low, while a new roof (2021) adds peace of mind for years to come. Inside, you'll love the feel of fresh interior paint throughout and the look of new luxury plank vinyl flooring that begins at the staircase and continues across the entire upstairs and all bathrooms for a clean, modern finish. The open layout includes two living areas and an 18x15 loft/game room upstairs, offering plenty of flexibility for a media room, home office, or kids' retreat. A charming balcony off the game room provides a relaxing spot to enjoy fresh air and neighborhood views. The island kitchen is ideal for cooking and entertaining, with ample counter space and storage. All bedrooms are generously sized, including a private primary suite with a large walk-in closet and updated finishes. Step outside to one of the largest backyards in the community-perfect for weekend BBQs, family playtime, or designing your dream outdoor retreat. Additional highlights include a water softener and a reverse osmosis system. Conveniently located near Loop 1604, shopping, dining, and schools, this home combines efficiency, style, and comfort in one outstanding package. Don't wait-schedule your showing today and make this solar-powered home yours!
Source: SABOR #1909204
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.