9518 Ninas Ct San Antonio, TX 78254
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About this home
Welcome to Wind Gate Ranch, a beautiful gated community located on the northwest side of San Antonio! This beautifully maintained 1.5-story home offers the perfect blend of comfort, convenience, and thoughtful upgrades. Featuring 4 spacious bedrooms and 3 bathrooms all on the main floor with a gameroom/media room upstairs with a half bath, this residence is designed with modern living in mind. Step inside and you'll notice the elegant touches throughout-crown molding, high ceilings, and natural light enhanced by two sola tubes. The inviting floor plan features two living areas, a formal dining room, and a game/media room, providing ample space to gather and entertain. The office provides the perfect spot for working from home. Parking spots are abundant as well, with a 2-car garage plus a 3rd-car garage with upstairs storage. This offers plenty of room for hobbies and organization. The beautifully designed kitchen boasts a center island with a footrest bar, stainless steel appliances, gas cooking, custom pull-out cabinet drawers, stone around cooktop, travertine backsplash, built-in oven/microwave, reverse osmosis, and a walk-in pantry with charming string lights-perfect for the home chef. The cozy gas fireplace with faux logs creates a warm ambiance for family nights. Outdoor living shines here with a 6x20 raised garden bed, backyard deck, string lights, and a freshly stained/treated fence-all ready for entertaining. Additional exterior upgrades include solar panels, a 50 amp RV plug, generator hookups with an integrated system, and a 6x8 metal storage shed. Upgrades include solar panels, a mudroom, tray ceilings in dining room & master, crown molding throughout first floor, wood flooring, AC replacement, a replaced A/C evaporator coil, and a water softener which all add peace of mind. With its functional upgrades, thoughtful details, and prime San Antonio location, this home is more than move-in ready-it's built for the way you live today. Easy commute to highly sought-after schools, restaurants, and shopping.
Source: SABOR #1912937
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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