9521 Woodyard Cir Upper Marlboro, MD 20772
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About this home
this is it... what an absolutely adorable Luxury End-Unit Town-home. where do I start.. the property is perfectly nestled on a Huge private corner lot, surrounded by a large yard, and lots of trees and greenery. --what a lovely contemporary home, with lots of charm and decor.. featuring a Contemporary Open concept, Gleaming Brazilian hardwood floors, a Gourmet kitchen, w/Stainless Steel appliances, granite counter-tops, 42 inch cabinets, a large pantry, and tons of counter-space- Opens to a HUGE deck. The large dining room is perfect for your holiday- family gatherings, with sooo much natural sunlight from the row of floor-to-ceiling windows.. Step-up to the Upper-Level with a HUGE master-suite with wrap-around windows, a MBA with a lrg soaking-tub and W/I shower, and lots of space.. 2-additional well-appointed bedrooms, and a Hall-FB. Open Basement is perfect for entertaining, and it Opens to a lovely yard, with a finished patio area, perfect for family BBQ's and entertaining.. there is a One Car Garage, with shelving, and a long driveway for additional private parking. There's more.. guest parking is a breeze, with a long row of open parking spaces right outside your front-door.. commuting is a breeze, with Route 4, 5 short minutes away.. or hop straight out of the development, onto Woodyard road, in 2 minutes.. to Woodyard Corner shops and eatery's.... Come see this one.. it wont last!
Source: BRIGHT #MDPG2166762
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.