9524 Barnes Loop Manassas, VA 20110
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About this home
VA Assumable loan @ 4.875!!! Welcome to 9524 Barnes Loop in the charming community of Jefferson Square, Manassas, VA! Nestled in a quaint and elegant neighborhood, this beautiful four-bedroom, two-car garage townhome offers the perfect blend of modern luxury and comfortable living. Step inside to the entry level, where you’ll find a spacious bedroom and full bathroom, ideal for guests, a home office, or a private retreat. This level also provides easy access to the garage and a convenient coat closet. The main level invites you in with wide-plank luxury flooring and an open-concept design perfect for both everyday living and entertaining. The stunning gourmet kitchen features an oversized quartz island, stainless steel appliances, and elegant cobblestone-colored cabinetry that adds warmth and sophistication to the space. Enjoy casual meals in the cozy eat-in area or gather in the bright, airy family room, complete with a built-in sound system and a modern electric fireplace for those cozy evenings at home. Step out onto the spacious balcony, ideal for relaxing or entertaining, overlooking the two-car garage. Upstairs, retreat to the impressive primary suite, featuring a custom walk-in closet with illuminated shelving and thoughtful built-in organization. The luxurious en-suite bathroom boasts dual vanities, a separate water closet, and a frameless glass shower for a spa-like experience. Two additional bedrooms share a full hall bathroom, and the conveniently located upper-level laundry makes daily routines a breeze. Location is everything — enjoy close proximity to Historic Old Town Manassas, known for its charming shops, local dining, and historic sites. Take in a show at the Hylton Performing Arts Center, explore nearby museums, or spend the day at Manassas National Battlefield Park. Commuting is simple with easy access to I-66, Route 29, and the Virginia Railway Express (VRE) for a quick ride into Washington, D.C. Fall in love with where you live — schedule your tour today and make 9524 Barnes Loop your new home
Source: BRIGHT #VAMN2009498
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.