9525 E Vista Dr Hillsboro, MO 63050
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About this home
Beautifully updated 2,600 +/- Sq Ft 4 Bedroom, 3 Bathroom home on the largest Lake in Raintree w/ private Boat Dock and Boat that stays, Lakeside Patio, Seawall, and large Deck with Pergola and sunken Hot Tub overlooking the Lake. Your dream of owning a Waterfront Home nestled quietly in a Cove can be a reality! NEW Roof, Bathrooms, Granite Countertops, Luxury Vinyl Plank Flooring, Garage Door, Gutters, Paint, Trim, and so much more! The main level features rich Hardwood Floors, spacious Dining Room, Study/Office with gorgeous wall-to-wall built in Book Shelves, huge Living Room with Wood Burning Fireplace and Bay Window overlooking the Lake, Laundry Room with custom washer & dryer pedestals and folding area, and a large Kitchen with new Granite Counter Tops, Center Island, Coffee Bar/Buffet area, lots of Cabinets, and Bay Area that opens to a spacious Deck perfect for grilling. Upper level boasts Luxury Vinyl Plank Flooring throughout and a huge Vaulted Primary Bedroom with Walk-in Closet and luxurious on-suite Primary Bath with Double Bowl Vanity, relaxing Soaker Tub, and Separate Shower. Three additional Bedrooms and another Full Bathroom rounds out the upper level with the possibility of a 5th Bedroom in the lower level. The mostly finished Walk-Out Lower Level is ideal for family fun and entertaining with new Luxury Vinyl Plank Flooring throughout, a sprawling Family Room with Pool Table that stays, and a Bonus Room, Fitness Room, or Sleeping Area. Don't miss this opportunity to live Lake Life year round from your very own Waterfront Oasis in the Raintree Lake Community, where access to Multiple Lakes, Club House, Restaurant, Inground Community Pool, White Sand Beach, Boating, Fishing, Picnic Areas, Community Activities, and 18-Hole Golf Course is reality!
Source: MARIS #25072072
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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