9539 Ibis Grove Blvd Wesley Chapel, FL 33545
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About this home
Some photos Digitally staged. Interactive Floor Plan in Virtual Tour link 2 Easy Florida living in your new lakefront 4BR/2.5BA home with 3-car tandem garage in the highly popular ULTRAFI 7 acre Lagoon community of Epperson North. Situated on an oversized lot with unobstructed views of King Lake—no backyard neighbors and breathtaking Florida sunsets-bird watching is amazing! Thoughtfully designed open-concept layout, custom great room built-ins, and a sleek electric fireplace. Upgraded diagonal tile flooring throughout-no carpets. Chef’s Gourmet kitchen features QUARTZ countertops, massive center island, upgraded stainless appliances including wall convection oven with air fryer, electric cooktop, dishwasher, and walk-in pantry with custom-built-in shelving. Flex space off kitchen is ideal for home office, mud room, or hobby area. Large laundry room with utility sink and extra storage, including cabinetry and washer/dryer. Owner’s suite offers sunsets over serene lake views, a sitting area, spa like bath with quartz counters and double vanities, walk-in tiled shower with dual semi-frameless doors, and a double sided walk-in closet. All guest bedrooms are generous in size with walk-in closets and quartz counters. Massive 36x10 screened lanai with triple pocket sliders and roll down shades, bringing the outdoors in-perfect for entertaining or relaxing in total privacy. Backyard is pool-ready with plenty of room for customization. 3-car tandem garage perfect for extra storage or golf cart. Located just blocks from Kirkland Ranch Academy of Innovation and Innovation Prep Charter School, and centered around Florida’s first 7-acre crystal lagoon, this ULTRAFI-connected SMART community- living in an ULTRAFi community means enjoying future-proof, ultra-fast digital connectivity as part of a modern, amenity-rich, resort-style neighborhood. Includes sandy beaches and paddleboarding to movie nights and food truck festivals—right in your neighborhood. Publix center and restaurants just a mile away. I-75 is 10 minutes away. No waiting—buy now and close quickly! Live the Florida lagoon life year around.
Source: STELLAR #TB8412716
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.