9541 SE 124th Loop Summerfield, FL 34491
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About this home
Discover your dream home in this exquisite 1936 sq. ft. Sanibel model sanctuary, where every detail has been thoughtfully curated to enhance your daily life. As you step into the inviting living room, you're greeted by warm, rich hardwood floors and a flood of natural light from large windows, creating an atmosphere of openness and tranquility. Plus, a beautiful glass entry door leading to an inviting foyer. The heart of this home is the beautifully appointed kitchen, featuring sleek stainless-steel appliances, elegant granite countertops, and crisp bisque cabinetry. This culinary haven is perfect for both everyday meals and entertaining guests, with ample space to unleash your inner chef. High ceilings and beautiful arched windows enhance the dining area. Retreat to the luxurious primary bedroom, a spacious 270 sq. ft. oasis designed for ultimate relaxation. The en-suite bathroom boasts a indulgent soaking tub and a separate shower, providing a spa-like experience in the comfort of your own home. For those who work from home, can the 3rd bedroom can be used as a den. The second bedroom is extended in size and provides versatility, easily transforming into a guest room or hobby space to suit your lifestyle needs. Throughout the home, stylish ceiling fans and carefully chosen light fixtures add both functionality and flair. Features include crown molding, Plantation shutters and more. The harmonious blend of warm and cool tones in the decor creates a welcoming ambiance that will make you feel instantly at home. Outside, lush greenery beckons through the windows, promising serene views and a connection to nature. This property isn't just a house; it's a canvas for your dreams, a place where memories are made, and a testament to your success. The enlarged lanai is great for relaxing and back yard is deep and semi-private. The garage is extended and has a golf cart garage that is enclosed and can be utilized as a large workshop or extra storage. Roof was re-shingled in 2021. HVAC new in 11/2017. Roomy inside laundry with extra cabinets. Embrace the lifestyle you've always desired in this thoughtfully designed, move-in ready home that perfectly balances comfort, style, and functionality.
Source: STELLAR #OM711030
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.