9560 Donnan Castle Ct Laurel, MD 20723
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About this home
Welcome Home! Discover this beautifully updated townhouse in the desirable Bowling Brook Farms community. This charming home offers the perfect blend of comfort, convenience, and low-maintenance living. Designed with today’s lifestyle in mind, it’s an excellent choice for first-time buyers or those looking to downsize without sacrificing location or amenities. Step inside to find a well-planned layout that’s both functional and inviting. The main living areas flow seamlessly, creating a bright, open feel that’s perfect for relaxing or entertaining. With just the right amount of space, you’ll appreciate how manageable and low-maintenance the home is, while still offering comfort and flexibility. The eat-in kitchen, complete with stainless steel appliances, freshly painted cabinetry, a pantry, and ample storage, opens to the rear deck, creating a seamless indoor-outdoor space for dining and gatherings. A convenient half bath completes this floor. Upstairs you'll find brand new carpet, two generous bedrooms with plenty of closet space, accompanied by a stylish full bathroom. The fully finished lower level with brand new carpet offers flexible living options, including a private family room, full bath, and walk-out access to the backyard—ideal for a home office, guest suite, or recreational space. A dedicated laundry and storage area adds practicality. Outside, enjoy a fully fenced backyard with a storage shed, backing to a serene tree line with gate access to the woods. Ideally situated, this home makes daily life effortless. Enjoy an easy commute to major job centers while being just minutes from shopping, restaurants, and everyday essentials. For leisure and recreation, trails and tot lots are right nearby, providing the perfect balance of outdoor enjoyment and family-friendly activities.
Source: BRIGHT #MDHW2060582
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.