9576 Oakhurst Rd Seminole, FL 33776
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About this home
PRICE REDUCTION……Welcome to Yacht Club Estates, a Beautiful Oasis Resort style 3-bedroom, 2-bath pool/ spa home. This home is only a few miles to the Gulf Beaches & sits on a large spacious lot, with a park view. The ambiance is very inviting as you step inside. Property Highlights: 1902 square feet of heated living space that spreads across a split floor plan; with an open kitchen, dining and family room that provides the perfect setting, all while overlooking the generous sized solar heated saltwater pool and spa. (13’x32’). The brand new Panoramic Screen provides a spectacular view. The kitchen is stylish and functional, with Stainless Steel appliances, Granite countertops, solar tube Skylight which provides beautiful natural lighting, plenty of eat in space, and a new ceiling fan. The spacious family room has an electric fireplace and large sliding doors that open up for gatherings and entertainment, giving the perfect relaxed setting. The Master en-suite features crown molding, a brand new Ceiling fan, windows offering plenty of natural lighting. The en-suite provides dual sinks, a walk in closet and plenty of cabinet space. The split plan provides two large guest rooms and a pleasingly updated guest bathroom. The home features wood looking and ceramic tile throughout the home. This home is a smart home with smart lighting. Ceiling fans are new in all the rooms. The AC (2024), Home has a Whole house WATER FILTRATION SYSTEM, Water softener, Brand new pavers, extended parking pad. The extra features are Welcoming to boaters, Rv or any use that fits your needs. This home also provides a Carrier Whole House GENERATOR, (2) 120 gallon propane tanks, mature landscaping, BRAND NEW vinyl fencing for your privacy. The pool pump is multi speed (2023), New gutters, New French Drainage, New Retaining wall, New Epoxy in the Large Garage. No HOA, centrally located with easy access to the beaches, Lake Seminole Park, Shopping, Dining, Excellent schools. This home is not in a flood zone.Measurements are aprox.
Source: STELLAR #TB8414264
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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