9585 Juniper St Apple Valley, CA 92308
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About this home
A well-appointed single-story horse property in Apple Valley’s sought-after Mariana Ranchos neighborhood. The 4-bedroom, 3-bathroom residence spans over 2,200 square feet and sits on a generous 1.25-acre lot, offering both space and privacy in a peaceful desert setting. Originally built in 1991, the home features a classic layout with spacious common areas, including a formal dining room, a family room that flows into the kitchen, and a separate living room complete with a fireplace. Natural light, oak cabinetry, and a functional floor plan make the interior warm and inviting. You will find new paint and carpeting in the living, family and dining rooms. The primary suite includes an expansive walk-in closet, double vanity, soaking tub, and separate shower. Additional features include an indoor laundry room and a 3-car garage. Outside, the flat lot offers plenty of usable space—ideal for equestrian use, gardening, or future development. A 24x24 detached shed adds extra utility and room for all the toys, while the covered patio provides an ideal spot for enjoying Apple Valley’s stunning desert vistas. Located in a quiet, semi-rural area just a short drive from shopping and schools, this property presents a compelling opportunity for both homeowners and investors looking to put their own touch on a spacious, well-located home. With some updates and personal finishes, 9585 Juniper Street could become a standout desert retreat.
Source: CRMLS #IG25221587
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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