9601 Wildcat Rdg Godley, TX 76044
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About this home
Nestled on a sprawling, private acre, this exceptional four-bedroom residence blends spacious, flexible living with unparalleled energy efficiency. The fully-paid-off solar panel system provides near-zero electricity costs, giving you the freedom to enjoy year-round comfort without the expensive energy bills. This is more than just a home; it's a smart investment in sustainable living. Upon entering, a grand foyer leads you into a bright and open floor plan, where elegant wood-look flooring and oversized windows create a warm, inviting atmosphere. The gourmet kitchen is a chef's dream, featuring stainless steel appliances, premium granite countertops, and a large central island perfect for gathering with family and friends. Designed for both relaxation and productivity, this home includes multiple dedicated spaces: A secluded home office: Provides a quiet retreat for focused work or study. An expansive game room: Offers endless possibilities for recreation, from movie nights to hosting lively gatherings. Four generously sized bedrooms: Including a luxurious primary suite with a spa-inspired in-suite bathroom and a large walk-in closet. The home's exterior is equally impressive, with a vast, one-acre lot offering a private, peaceful escape. The spacious backyard is a blank canvas for your vision, with plenty of room for a future pool, outdoor kitchen, or garden. A covered patio provides the perfect spot for relaxing and enjoying the tranquil surroundings in Godley TX. This unique property offers the perfect combination of modern amenities, practical upgrades, and abundant space, all enhanced by the significant financial benefit of owning a fully-paid-for solar power system.
Source: NTREIS #21046998
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.